Merrill Chandler is a best-selling author, international speaker, and thought-leading entrepreneur who's been in the credit and finance industry for nearly 35 years. Merrill has taught finance at the university level and has supported thousands of business owners in getting approved for the funding they need to grow their businesses and investments. Beyond finance, Merrill is an avid traveler who enjoys fine cuisine and learning the history of each country he visits. He is a passionate philanthropist who loves to give back by providing his community with personal development trainings.